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Health Insurance for Graduate Students

Purchasing health insurance is important for maintaining physical and mental well-being while in graduate school. Unexpected healthcare expenses can be disruptive to students’ academic progress.

As of Fall 2020, all students enrolled full-time in a master’s or doctoral program at the University of Maryland, College Park campus must have health insurance coverage. Full-time students are those who are enrolled for at least 48 units for the semester or 36 units for a 12-week term. Part-time students, non-degree-seeking students, students enrolled in certificate programs, exclusively online programs, and/or programs at the Shady Grove campus are encouraged but not required to have health insurance, unless the student's immigration status requires insurance.

Please view the full policy in the Graduate Catalog.

Students holding a graduate assistantship can choose to 1) enroll in a Maryland State Employee Health Insurance Plan, included in the benefits for the assistantship 2) enroll in the University’s Student Health Insurance Plan (SHIP), or 3) enroll in an external plan. 

Students not holding a graduate assistantship can choose to 1) enroll the University’s Student Health Insurance Plan (SHIP) or 2) enroll in an external plan.

Students who enroll in an external plan, or are covered by someone else’s plan (a parent or a spouse), will be asked to provide insurance information to the Graduate School by September.

Resources

 

Health Insurance FAQs

 

Health Insurance Definitions and Terms